Why Are Multiple-Vehicle Accident Claims Complicated?

 Posted on June 18, 2025 in Personal Injury

Multiple-vehicle crashes often lead to confusion, serious injuries, and extensive property damage. When more than two vehicles are involved, it becomes harder to determine how the collision happened and who is to blame. While the driver who caused the initial crash in the series is often at fault for all others in the chain reaction, that is not always the case.

These claims can be extremely complex. If you do not know how to handle complications correctly, your compensation could be reduced or eliminated. Fortunately, you do not have to face the challenges alone when you have our knowledgeable Joliet, IL personal injury attorneys on your side.

What Can Cause Chain-Reaction Crashes?

Many pileups start with a single act of negligence. A driver might be speeding, following too closely, or texting while driving. Poor weather conditions, like heavy rain, fog, or snow, can make it difficult for drivers to see or stop in time to keep from hitting another car. When one car suddenly brakes or crashes, the vehicles behind it may not be able to avoid colliding with it.

In some cases, a mechanical failure, such as faulty brakes or worn tires, may be the root cause of the pileup. Every crash is different, and even a minor mistake can quickly grow into a multi-car accident.

Why Is Determining Fault Challenging for Pileup Collisions?

A pileup is actually a series of individual collisions that happen one after another. An accident investigation is usually needed to determine the sequence of collisions, identify the responsible parties, and assess the specific damage and injuries caused by each impact.

Several drivers may share the blame. If defective auto parts or a poorly maintained road contribute to a chain-reaction crash, manufacturers or governmental entities may be partially at fault. You may have even contributed to causing the collision.  

Fault matters in personal injury cases. In Illinois, modified comparative negligence rules govern who can file claims for compensation and can limit the amount claimants can receive.

How Does Multiple-Party Liability Complicate Your Bid for Compensation?

In most personal injury cases, you need evidence to establish a direct link between someone else’s negligence and your injuries. In a pileup, your car may have been struck several times by different vehicles. Every impact might have produced a new injury or made an existing one worse.

If several parties contributed to your crash, the liable insurance companies often point the finger at each other. You could end up caught in the middle, wondering if you will ever collect any compensation.   

How Can a Lawyer Help With My Multi-Car Accident Claim?

Our legal team can investigate your crash, gather evidence, and talk to insurance companies on your behalf. Having us do the legwork can make a big difference if you are recovering from injuries after your collision.

We can also protect you if another driver or insurer attempts to unfairly blame you for contributing to your accident. When several drivers and insurance companies are involved, the risk of being treated unfairly increases.

We know how to evaluate and calculate your damages. We will fight hard to see you collect the highest available amount of compensation, whether through settlement negotiations or in court.

Consult Our Experienced Will County, IL Car Accident Lawyers

The legal process after a pileup can be confusing and stressful, especially when you are focused on healing. Our Kendall County, IL personal injury attorneys have the necessary knowledge and experience to handle complex cases like these effectively. Contact Rathbun, Cservenyak & Kozol LLC online or by calling 815-730-1977 today to schedule a free consultation.